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Our Team

We value all our employees who work like a family under the supervision of the Core Team.
Rudra Kundu  -  Managing Director
Rudra has an MBA (majors in Finance and Marketing, and a minor in Economics) from the Indian Institute of Management Calcutta; as well as BE (Electrical Engineering) from Bengal Engineering College, India.

Prior to relocating to India (in 2016) to lead the Adam Smith Associates team he was head of the Treasury and Structured Finance function for Nokia (previously Nokia Siemens Networks), based in Singapore and running a multi- country team across Asia- Pacific, China and India to handle treasury, financing, structured finance and sales support for the fast-growing businesses in these markets. Rudra has worked previously with Citibank (heading the branded consumer and pharmaceutical verticals for Citibank India), Cargill (structured trade finance) and ANZ Grindlays Bank (corporate banking).

Rudra has over 2 decades of experience in managing balance sheet risks, funding and liquidity, working with clients and sales teams to implement structured funding and risk management solutions to aid borrowing or sales, as well as interest rate / exchange rate opportunities.

V. K. Gupta  -  Policy
M.A., CAIIB – Formerly Deputy Managing Director and Chief Credit Officer State Bank of India (SBI) the largest Bank in India. He has extensive domain knowledge of receivable financing. He served as Managing Director SBI Factor & Commercial Services Ltd.

His assignments abroad:
 Chief Credit Officer: Bank of Bhutan, Phuntsholing - Joint Venture of SBI and Royal Govt. of Bhutan.
 President & CEO: SBI (California), Los Angeles

Having worked at SBI for 37 years Mr. Gupta has held senior positions in credit and banking.
His other prestigious assignments include:
 Managing Director and CEO: SBI DFHI Ltd.
 Chairman: Central Office Credit Committee, SBI Corporate Centre, Mumbai
 Member: Technical Advisory Committee, RBI
 Chairman: Primary Dealers' Association of India, Mumbai
 Member: Asset & Liability Management Committee, SBI, Corporate Centre, Mumbai
 Director: HDFC Venture Capital Fund Ltd., Mumbai

Yoshio Watanabe  -  Head-Business Development (Japan and Asia Pacific Business)
Mr. Watanabe has been a career banker. He worked with ANZ Group for over three decades. He worked in ANZ Tokyo, ANZ Grindlays UAE as well as ANZ Grindlays Bank India. His last assignment in ANZ was Director Corporate & Institutional bank (ANZ Tokyo).

After Grindlays he joined IHI Infrastructure Systems CO Ltd. (IIS) Tokyo as Senior Counselor and General Manager. This company is responsible for Delhi-Mumbai dedicated freight corridor project. He is expert in international banking, international project finance and actively involved in sourcing two way business opportunities in the India Japan corridor.

K. Ganesan  -  Credit & Counter Party Exposure
He is an Engineer Graduate from REC, Chennai. He has previously worked at Punjab National Bank (PNB) for over 3 decades, mainly in the field of credit appraisal, credit monitoring and recovery. He is considered an industry expert in the field of distressed assets and has rendered his expertise to the Board of Industrial and Financial Reconstruction (BIFR). He has handled settlement negotiations on behalf of lenders.

Ashish Madan  -  Product Development
Msc Finance (Economic Policy) from S.O.A.S University of London. Additionally Master Of Finance & Control (MFC) University of Delhi, Bachelor Of Art (BA) Economics (Honours) University of Delhi. Ashish has about 20 years experience in trade finance. He has previously worked with Esanda Finance (ANZ Grindlays Banking Group), and Batlivala & Karani. He is a co-author of a famous book on Letters of Credit; "Documentary Letters Of Credit, A review of cases from the courts of India", published by LexisNexis.