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V. K. Gupta  -  Policy
M.A., CAIIB – Formerly Deputy Managing Director and Chief Credit Officer State Bank of India (SBI) the largest Bank in India. He has extensive domain knowledge of receivable financing. He served as Managing Director SBI Factor & Commercial Services Ltd.

His assignments abroad:
 Chief Credit Officer: Bank of Bhutan, Phuntsholing - Joint Venture of SBI and Royal Govt. of Bhutan.
 President & CEO: SBI (California), Los Angeles

Having worked at SBI for 37 years Mr. Gupta has held senior positions in credit and banking.
His other prestigious assignments include:
 Managing Director and CEO: SBI DFHI Ltd.
 Chairman: Central Office Credit Committee, SBI Corporate Centre, Mumbai
 Member: Technical Advisory Committee, RBI
 Chairman: Primary Dealers' Association of India, Mumbai
 Member: Asset & Liability Management Committee, SBI, Corporate Centre, Mumbai
 Director: HDFC Venture Capital Fund Ltd., Mumbai

K. Ganesan  -  Credit & Counter Party Exposure
He is an Engineer Graduate from REC, Chennai. He has previously worked at Punjab National Bank (PNB) for over 3 decades, mainly in the field of credit appraisal, credit monitoring and recovery. He is considered an industry expert in the field of distressed assets and has rendered his expertise to the Board of Industrial and Financial Reconstruction (BIFR). He has handled settlement negotiations on behalf of lenders.

Ashish Madan  -  Product Development
Msc Finance (Economic Policy) from S.O.A.S University of London. Additionally Master Of Finance & Control (MFC) University of Delhi, Bachelor Of Art (BA) Economics (Honours) University of Delhi. Ashish has about 20 years experience in trade finance. He has previously worked with Esanda Finance (ANZ Grindlays Banking Group), and Batlivala & Karani. He is a co-author of a famous book on Letters of Credit; "Documentary Letters Of Credit, A review of cases from the courts of India", published by LexisNexis.

He was panelist on 2020 APAC ONLINE ANNUAL LC SURVEY and also panelist on 2020 ONLINE ANNUAL LC SURVEY WEST – AMERICAS & EUROPE conducted by The Institute of International Banking Law & Practice (IIBLP).

He is member of International Chamber of Commerce (ICC) India Working Group on Banking and Finance.